If you like a no frills credit card with a simple rewards structure, the Triangle Mastercard fits the bill. This credit card offers 4% cash back in CT Money (the modernized, digital form of Canadian Tire money) at a handful of retailers and 1.5% at grocery stores. However, the rewards drop off to 0.5% for purchases made outside of the Canadian Tire network. While the Triangle Mastercard earns points for having no annual fee and a respectable 1:1 ratio for earnings, it misses the mark on flexibility, since you can only earn cash back in CT Money, which can only be redeemed at partner stores and can’t be converted into cash.
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Highlights
Earn 4% cash back in CT Money on nearly all purchases at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. Earn 1.5% cash back in CT Money (up to $12,000 in annual purchases) when you buy groceries (excludes Costco and Walmart). Earn 0.5% cash back in CT Money on all other spending. Receive $0.5 in CT Money per litre when you fuel up at Gas+ and Essence+ gas stations. No annual fee. No income requirements. Skip the interest and fees when financing eligible Canadian Tire purchases of $150 or more. You can get cash back rewards with bonus offers to earn up to 30 times more per dollar on purchases. Allows you to easily return items bought on the card without a receipt at participating locations.
Introduction
<p>The iconic Canadian Tire has been around for nearly 100 years, so it’s safe to say it knows a thing or two about loyalty. Its customers may not have stacks of paper Canadian Tire Money collecting in their junk drawer anymore, but the digital equivalent stored on the Triangle Mastercard is just as rewarding (and easier to keep track of too). The Triangle Mastercard itself is a basic, no-annual-fee credit card, perfect for cardholders that don’t need all the typical bells and whistles found on premium credit cards.</p> <p> Cardholders will receive 4% cash back in the form of CT Money on everyday purchases at Canadian Tire and a handful of other participating retailers owned by Canadian Tire Corporation, Limited. The card also earns 1.5% on groceries, $0.5 on fuel and 0.5% back when you shop anywhere else.Just like the paper Canadian Tire Money, you can stack CT Money with bonus offers to earn even more CT Money on your spending. Cardholders can receive weekly deals and access to bonus events that earn 30 times more per dollar on purchases. Plus, if you still have a few old bills of the physical Canadian Tire Money lying around, you can convert them into digital dollars at any Canadian Tire store.<p>
How do I use my BMO Air Miles?
Choose from over 800 reward options for BMO Air Miles, including merchandise, gift cards, travel, leisure and entertainment items. The dollar value of your BMO Air Miles depends on the rewards program (Cash Miles or Dream Miles) and what you redeem your Air Miles for.
How many Air Miles do I get with the BMO Air Miles World Elite Mastercard?
The BMO Air Miles World Elite Mastercard earns Air Miles on every $12 purchase. The number of Air Miles you receive will depend on where you shop. Every $12 you spend will earn 3 Miles at partner locations, 2 Miles at eligible grocery stores and 1 Mile on everything else you buy.
Is the BMO World Elite Mastercard good?
The BMO Air Miles World Elite Mastercard is one of the best Air Miles credit cards on the market. Cardholders collect 1 Mile for every $12 purchase compared to the standard earn rate of 1 Mile for $20. However, the BMO CashBack World Elite Mastercard is a favourable alternative for people that want to get paid in cash instead of Air Miles.
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