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Updated: Jul 29, 2022, 11:49pm

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Travel

ICICI Platinum Chip Credit Card

Representative % APR

NIL

Fuel Surcharge Waiver

Get 2 PAYBACK Points on every INR 100 spent for retail purchases

0% BT Duration

1% fuel surcharge waiver on transactions of maximum INR 4,000 at HPCL pumps

Representative % APR

NIL

Fuel Surcharge Waiver

Get 2 PAYBACK Points on every INR 100 spent for retail purchases

0% BT Duration

1% fuel surcharge waiver on transactions of maximum INR 4,000 at HPCL pumps

Why We Picked It

Annual Fee: $295
Foreign transaction fee: None
Late Payment: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
Returned Payment: $39

Pros & Cons

Employee cards: $50 flat fee for up to 99 additional employee cards
Pay Over Time Option: A flexible payment option (with interest) to help manage cash flow on eligible purchases of $100 or more*

ZipRecruiter standard and G Suite by Google Cloud membership: Free year subscription for up to three users
The Hotel Collection with American Express Travel: Spend at least two consecutive nights and earn $100 hotel credit and room upgrade upon arrival, if available

0% BT Duration

1% fuel surcharge waiver on transactions of maximum INR 4,000 at HPCL pumps

Transfer Fee (%)

Representative % APR

Get 2 PAYBACK Points on every INR 100 spent for retail purchases

Travel

ICICI Platinum Chip Credit Card (FigmaCopy)

Variable APR

0.55% – 0.80%

The tiger is the largest living cat species and a member of the genus Panthera. It is most recognisable for its dark vertical stripes on orange fur with a white underside. An apex predator, it primarily preys on ungulates, such as deer and wild boar

Regular APR

3.53% to 14.50%*

with autopay

Variable APR

0.55% – 0.80%

The tiger is the largest living cat species and a member of the genus Panthera. It is most recognisable for its dark vertical stripes on orange fur with a white underside. An apex predator, it primarily preys on ungulates, such as deer and wild boar

Regular APR

3.53% to 14.50%*

with autopay

Why We Picked It

Annual Fee: $295
Foreign transaction fee: None
Late Payment: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
Returned Payment: $39

Pros & Cons

Employee cards: $50 flat fee for up to 99 additional employee cards
Pay Over Time Option: A flexible payment option (with interest) to help manage cash flow on eligible purchases of $100 or more*

ZipRecruiter standard and G Suite by Google Cloud membership: Free year subscription for up to three users
The Hotel Collection with American Express Travel: Spend at least two consecutive nights and earn $100 hotel credit and room upgrade upon arrival, if available

0% BT Duration

1% fuel surcharge waiver on transactions of maximum INR 4,000 at HPCL pumps

Transfer Fee (%)

Representative % APR

Get 2 PAYBACK Points on every INR 100 spent for retail purchases

section 1

As any business owner will know, energy bills can be costly, which is why it pays to ensure you have the right type of energy meter installed. Energy meters measure the amount of energy your business uses, and some will also send readings back to your supplier. This can help ensure your energy bills are accurate and not based on estimates, so you are only ever paying for the amount of energy your business actually uses. If you don’t have a meter that sends readings, you’ll need to take regularly meter readings yourself and submit them to your supplier. Here, we take a look at the different types of business energy meter available.

Travel

ICICI Platinum Chip Credit Card

Representative % APR

NIL

Fuel Surcharge Waiver

Get 2 PAYBACK Points on every INR 100 spent for retail purchases

0% BT Duration

1% fuel surcharge waiver on transactions of maximum INR 4,000 at HPCL pumps

Representative % APR

NIL

Fuel Surcharge Waiver

Get 2 PAYBACK Points on every INR 100 spent for retail purchases

0% BT Duration

1% fuel surcharge waiver on transactions of maximum INR 4,000 at HPCL pumps

Why We Picked It

Annual Fee: $295
Foreign transaction fee: None
Late Payment: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
Returned Payment: $39

Pros & Cons

Employee cards: $50 flat fee for up to 99 additional employee cards
Pay Over Time Option: A flexible payment option (with interest) to help manage cash flow on eligible purchases of $100 or more*

ZipRecruiter standard and G Suite by Google Cloud membership: Free year subscription for up to three users
The Hotel Collection with American Express Travel: Spend at least two consecutive nights and earn $100 hotel credit and room upgrade upon arrival, if available

0% BT Duration

1% fuel surcharge waiver on transactions of maximum INR 4,000 at HPCL pumps

Transfer Fee (%)

Representative % APR

Get 2 PAYBACK Points on every INR 100 spent for retail purchases

What are the different types of business energy meters?

The right energy meter for your business will depend on the type of business you run and the main hours it operates. Below is a breakdown of the various different types of business energy meter to help you decide:

Single-rate meters

A single-rate meter is the most popular type of meter as you’ll be charged a single, flat rate for your electricity no matter what time of day it is. This makes it a good option for businesses that are open and operating Monday to Friday between 8am and 10pm. Most single-rate meters are standard meters. You can tell if you have a standard meter installed as the supply number on your bill will start with ‘03’. Another example of a single-rate meter is a Maximum Demand 1-rate meter, which is designed to

The information provided by Forbes Advisor is general in nature and for educational purposes only. Any information provided does not consider the personal financial circumstances of readers, such as individual objectives, financial situation or needs. Forbes Advisor does not provide financial product advice and the information we provide is not intended to replace or be relied upon as independent financial advice. Your financial situation is unique and the products and services we review may not be right for your circumstances. Forbes Advisor encourages readers to seek independent expert advice from an authorised financial adviser in relation to their own financial circumstances and investments before making any financial decisions.

We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. Forbes Advisor provides an information service. It is not a product issuer or provider. In giving you information about financial or credit products, Forbes Advisor is not making any suggestion or recommendation to you about a particular product. It is important to check any product information directly with the provider. Consider the Product Disclosure Statement (PDS), Target Market Determination (TMD) and other applicable product documentation before making a decision to purchase, acquire, invest in or apply for a financial or credit product. Contact the product issuer directly for a copy of the PDS, TMD and other documentation. Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved or otherwise endorsed by our partners. For more information, read our Advice Disclaimer here.

fmp_au_admin Administrator

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